Benefits of Membership


Open an account with the Credit Union today!

Opening an Account?
Joining the Credit Union is the best decision you could take for your money.

It is easy to join Motherwell & District Credit Union.  All you need to do is come in and see us, bring in proof of ID and 2 passport size photographs. When you come into the Credit Union we will complete a membership application form with you.

Please read over the membership application form on the website to ensure you bring the correct proof of ID with you.

*You do however, need to either live, work or study in the ML1 postcode area to be eligible for membership.

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.

Membership has many benefits...

Attractive Dividend on Savings
Every year we pay an attractive dividend on members’ savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.

Convenient Loans
Members can take out loans 3 months after joining, and repay at tailor-made schedules. All our loans are insured as per terms & conditions. 

Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money. 

Pay by Standing Order
Arrange a Standing Order payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement at the end of the financial year which will show all transactions. 

Services Available:

  • Loan Account
  • Share Accounts
  • Standing Order Mandate
  • Web site
  • Loan Protection Insurance
  • Life Saving Insurance
  • Share to Loan Transfer Request
  • Share Withdrawal Request
  • Balance
  • Volunteer opportunities