It soon adds up...
Saving small, regular amounts can help provide you with security
and peace of mind. With great loan rates available to savers,
you may find that you’re much better off with us.
Dividends on Savings
With an attractive yearly dividend on savings,
we really help your savings grow.
Free Life Insurance on
Loans and Savings
Great loans and savings rates and free life insurance too.
You get more at your Credit Union.
Do you need a Loan?
With excellent rates on loans, easy payment terms and no fees,
you’ll probably be better off with a loan from us.
We're stonger together
We’re run by YOUR community FOR your community. Not for profit, for YOU.
Don’t go for a payday loan.
Join our Credit Union.
Our loan rates are much, much more affordable than doorstep or pay day loans.
Saving small regular amounts can help provide you with security and peace of mind too.

Coronavirus Information.

Motherwell Credit Union has made the difficult decision to temporarily restrict member access to our office during the current Coronavirus crisis. At present we are only opening the office to members  on Mondays, Tuesday, Wednesday, Thursdays and Saturdays and only between 10- 12 instead of the normal 10-2 plus Wednesday evening 6-7.

To protect our volunteers and members we will restrict entry to two member at a time into the office.

We are still processing payments as well as loans and withdrawals. We will endeavour to give our members as full as service as possible and would ask that you use the email office@mdcu.co.uk as your first point of contact for services as we have limited staffing.  Only phone the office during office hours if you have an enquiry that can’t be answered by using our online member services or through email.

Please use the online members access to review of your account balances and for any loan applications where possible.  Please phone the office if you have difficulty registering for the service or best email office@mdcu.co.uk.

We have put together a business continuity plan which can be accessed here or under CU Information in the task bar above.TwWe are 

Our AGM 2020 was held in The Bentley Hotel, Motherwell, Tuesday 17th March.


We’re better off together. Join Motherwell and District Credit Union and help build a stronger community and a better future.

Motherwell and District Credit Union offers high quality, low cost, ethical financial services to people living or working in the Motherwell area. We offer affordable loans (much more affordable than the payday loan companies) as well as offering competitive rates on savings.

We are a financial co-operative staffed by community volunteers. Our Credit Union is owned and controlled by our members and any profits earned are used to grow the business or passed back to the members themselves. Wherever possible we try to assist those who are struggling to make ends meet, helping get them back to financial good health.

Using the Credit Union couldn’t be easier. You can save as much or as little as you like. After a short while members become eligible to take out loans based on what they have saved, and as we are a ‘non-profit’ organisation our rates are very competitive with banks and MUCH lower than the payday loan companies we urge people to avoid if at all possible.

We believe that we’re much better off working together. Why not join us and work with your community to build a better future?Tuesday or in the u

Just released: loan applications now available online for registered members only.

(You can register and activate your account provided the details entered match those held by the Credit Union i.e. same mobile number and email address. Once registered you can view your accounts online and apply for loans.)

We’re working together for a better future – why not join us? Call 01698 266 433 to find out more.

We are aware of the damage that Pay Day loan companies and doorstep lenders can do to people in our community and we urge people in Motherwell to get involved with our Credit Union. Step by step, we’ll find a way to a secure financial future.

Joining is easy, we’re friendly, approachable and we’re never judgemental. We’re here to help each other and our range of services is excellent, easily as good, if not better than you’ll get from a High Street bank.

Why not join us? You’ve got absolutely nothing to lose and a lot to gain. Call us on the number above or visit our office in Merry Street, Motherwell.

Please see our updated Data Privacy Notice here.

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